20906 County Road 210HermitageMO65668
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 20906 County Road 210, Hermitage, MO, 65668 in Hermitage is capital appreciation. Rental yield 0%. The 0% gross yield at $210,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $58,019 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.45) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $83,803.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,372 |
| Total Monthly Debt Service | $1,224 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65668, Hermitage, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 943 (58.3%) |
| Renter Occupied HU | 167 (10.3%) |
| Vacant Housing Units | 508 (31.4%) |
| Median Home Value | $130,429 |
| Average Home Value | $151,540 |
Housing Distribution
Address Breakdown
Residential
786
Single Family
786
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65668, Hermitage, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 943 (58.3%) |
| Renter Occupied HU | 167 (10.3%) |
| Vacant Housing Units | 508 (31.4%) |
| Median Home Value | $130,429 |
| Average Home Value | $151,540 |
Housing Distribution
Address Breakdown
Residential
786
Single Family
786
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Janell Grider • Century 21 Laclede Realty
Mls Name: MARIS
Mls Provider:
Mls ID: #25035869
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