209 Robert St SPierzMN56364
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 209 Robert St S, Pierz, MN, 56364 in Pierz. At $330,000 it earns $2,633/mo in rent and distributes $572/mo to the owner after the $1,484/mo payment, a consistent 9.57% yield. DSCR 1.77 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $91,173 in value; $3,039/yr in principal paydown compounds ownership stake. Total projected return: $162,051.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $572 | $450 |
City averages based on Pierz market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,633 |
| Total Monthly Debt Service | $1,929 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56364, Pierz, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,318 (100%) |
| Owner Occupied HU | 1,680 (72.5%) |
| Renter Occupied HU | 374 (16.1%) |
| Vacant Housing Units | 264 (11.4%) |
| Median Home Value | $322,030 |
| Average Home Value | $373,534 |
Housing Distribution
Address Breakdown
Residential
2,057
Single Family
1,921
Multi-Family
136
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56364, Pierz, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,318 (100%) |
| Owner Occupied HU | 1,680 (72.5%) |
| Renter Occupied HU | 374 (16.1%) |
| Vacant Housing Units | 264 (11.4%) |
| Median Home Value | $322,030 |
| Average Home Value | $373,534 |
Housing Distribution
Address Breakdown
Residential
2,057
Single Family
1,921
Multi-Family
136
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices