7312 170th AveRoyaltonMN56373
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.19% gross rental yield, 7312 170th Ave, Royalton, MN, 56373 in Royalton is priced for capital growth, not immediate cash flow. The $567,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $156,900 by year five, with $5,230/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.78) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $114,748.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.8% |
| Monthly Cash Flow | $(1,565) | $350 |
City averages based on Royalton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,981 |
| Total Monthly Debt Service | $3,320 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
5.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56373, Royalton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,280 (100%) |
| Owner Occupied HU | 1,005 (78.5%) |
| Renter Occupied HU | 194 (15.2%) |
| Vacant Housing Units | 81 ( 6.3%) |
| Median Home Value | $295,629 |
| Average Home Value | $342,724 |
Housing Distribution
Address Breakdown
Residential
1,186
Single Family
1,122
Multi-Family
64
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
5.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56373, Royalton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,280 (100%) |
| Owner Occupied HU | 1,005 (78.5%) |
| Renter Occupied HU | 194 (15.2%) |
| Vacant Housing Units | 81 ( 6.3%) |
| Median Home Value | $295,629 |
| Average Home Value | $342,724 |
Housing Distribution
Address Breakdown
Residential
1,186
Single Family
1,122
Multi-Family
64
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices