209 N 1st StWilseyKS66873
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 209 N 1st St, Wilsey, KS, 66873 in Wilsey speaks for itself: 22.87% gross on a $102,520 price, generating $1,954/mo in rent and $1,208/mo in net income after the $461/mo debt service. DSCR 4.24, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,498 stacks alongside $28,324 in projected five-year appreciation and $944/yr in principal reduction. Projected total cumulative return: $117,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.9% | 7.0% |
| Monthly Cash Flow | $1,208 | $250 |
City averages based on Wilsey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,954 |
| Total Monthly Debt Service | $705 |
| DSCR Ratio | 2.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66873, Wilsey, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 134 (100%) |
| Owner Occupied HU | 107 (79.9%) |
| Renter Occupied HU | 11 ( 8.2%) |
| Vacant Housing Units | 16 (11.9%) |
| Median Home Value | $95,000 |
| Average Home Value | $149,463 |
Housing Distribution
Address Breakdown
Residential
126
Single Family
126
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66873, Wilsey, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 134 (100%) |
| Owner Occupied HU | 107 (79.9%) |
| Renter Occupied HU | 11 ( 8.2%) |
| Vacant Housing Units | 16 (11.9%) |
| Median Home Value | $95,000 |
| Average Home Value | $149,463 |
Housing Distribution
Address Breakdown
Residential
126
Single Family
126
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices