209 Mount Horeb RdEthridgeTN38456
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 209 Mount Horeb Rd, Ethridge, TN, 38456 in Ethridge earns a 9.79% gross yield at $282,500. Rent of $2,305/mo nets $614/mo after the $1,270/mo mortgage. The 1.81 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $78,050 and $2,602/yr in equity accumulation project a total cumulative return of $146,418.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $614 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,305 |
| Total Monthly Debt Service | $1,579 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
5.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38456, Ethridge, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,877 (100%) |
| Owner Occupied HU | 1,369 (72.9%) |
| Renter Occupied HU | 364 (19.4%) |
| Vacant Housing Units | 144 ( 7.7%) |
| Median Home Value | $263,797 |
| Average Home Value | $297,043 |
Housing Distribution
Address Breakdown
Residential
1,741
Single Family
1,741
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
5.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38456, Ethridge, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,877 (100%) |
| Owner Occupied HU | 1,369 (72.9%) |
| Renter Occupied HU | 364 (19.4%) |
| Vacant Housing Units | 144 ( 7.7%) |
| Median Home Value | $263,797 |
| Average Home Value | $297,043 |
Housing Distribution
Address Breakdown
Residential
1,741
Single Family
1,741
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices