209 Hardaway HwyChattahoocheeFL32324
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 209 Hardaway Hwy, Chattahoochee, FL, 32324 in Chattahoochee deserves attention. This $114,900 property earns $1,577/mo in rent, a 16.47% gross yield, and nets $815/mo after the $517/mo payment. DSCR 3.05 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $31,745 compounds alongside $1,058/yr in yearly equity build, for a total cumulative return of $96,182.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 8.0% |
| Monthly Cash Flow | $815 | $1,500 |
City averages based on Chattahoochee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,577 |
| Total Monthly Debt Service | $717 |
| DSCR Ratio | 2.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32324, Chattahoochee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,777 (100%) |
| Owner Occupied HU | 1,118 (62.9%) |
| Renter Occupied HU | 380 (21.4%) |
| Vacant Housing Units | 279 (15.7%) |
| Median Home Value | $92,771 |
| Average Home Value | $151,854 |
Housing Distribution
Address Breakdown
Residential
1,658
Single Family
1,622
Multi-Family
36
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32324, Chattahoochee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,777 (100%) |
| Owner Occupied HU | 1,118 (62.9%) |
| Renter Occupied HU | 380 (21.4%) |
| Vacant Housing Units | 279 (15.7%) |
| Median Home Value | $92,771 |
| Average Home Value | $151,854 |
Housing Distribution
Address Breakdown
Residential
1,658
Single Family
1,622
Multi-Family
36
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Felix Riemer • 850 Hometown Realty
Mls Name: CPAR
Mls ID: #783815