2088 W Fm 2105San AngeloTX76904
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 2088 W Fm 2105, San Angelo, TX, 76904 in San Angelo is the 1.50 coverage ratio: rent of $2,874/mo versus a $1,911/mo debt payment on a $425,000 property. Rental yield 8.11%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $117,420 by year five, with $3,914/yr in equity from paydown. Total projected cumulative return: $153,323.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(148) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,874 |
| Total Monthly Debt Service | $2,853 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76904, San Angelo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,459 (100%) |
| Owner Occupied HU | 9,463 (54.2%) |
| Renter Occupied HU | 6,663 (38.2%) |
| Vacant Housing Units | 1,333 ( 7.6%) |
| Median Home Value | $288,074 |
| Average Home Value | $337,479 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
12,576
Multi-Family
4,680
Businesses
1,002
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76904, San Angelo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,459 (100%) |
| Owner Occupied HU | 9,463 (54.2%) |
| Renter Occupied HU | 6,663 (38.2%) |
| Vacant Housing Units | 1,333 ( 7.6%) |
| Median Home Value | $288,074 |
| Average Home Value | $337,479 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
12,576
Multi-Family
4,680
Businesses
1,002
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: San Angelo AOR
Mls ID: #129977