20808 W Bur Oak CirNorthridgeCA91326
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 20808 W Bur Oak Cir, Northridge, CA, 91326 in Northridge is a conservative rental investment at $1,449,000. Rental yield 7.58%. A 1.41 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $400,332; $13,345/yr in principal paydown supplements. Total projected return: $540,902.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.0% |
| Monthly Cash Flow | $(156) | $1,500 |
City averages based on Northridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,157 |
| Total Monthly Debt Service | $8,736 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
1,094 sqft lot
$N/A/sqft
$314 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91326, Northridge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,721 (100%) |
| Owner Occupied HU | 10,578 (71.9%) |
| Renter Occupied HU | 3,731 (25.3%) |
| Vacant Housing Units | 412 ( 2.8%) |
| Median Home Value | $1,003,391 |
| Average Home Value | $1,159,866 |
Housing Distribution
Address Breakdown
Residential
14,440
Single Family
12,094
Multi-Family
2,346
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
1,094 sqft lot
$N/A/sqft
$314 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91326, Northridge, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,721 (100%) |
| Owner Occupied HU | 10,578 (71.9%) |
| Renter Occupied HU | 3,731 (25.3%) |
| Vacant Housing Units | 412 ( 2.8%) |
| Median Home Value | $1,003,391 |
| Average Home Value | $1,159,866 |
Housing Distribution
Address Breakdown
Residential
14,440
Single Family
12,094
Multi-Family
2,346
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices