20803 CORAL SPURSan AntonioTX78259
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20803 CORAL SPUR, San Antonio, TX, 78259 in San Antonio speaks for itself: 13.18% gross on a $310,000 price, generating $3,406/mo in rent and $1,168/mo in net income after the $1,394/mo debt service. DSCR 2.44, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,014 stacks alongside $85,647 in projected five-year appreciation and $2,855/yr in principal reduction. Projected total cumulative return: $194,124.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 5.8% |
| Monthly Cash Flow | $1,168 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,406 |
| Total Monthly Debt Service | $2,114 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
6,011 sqft lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
6,011 sqft lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices