208 Route 118Yorktown HeightsNY10598
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 208 Route 118, Yorktown Heights, NY, 10598 in Yorktown Heights. Priced at $714,200, it generates $6,838/mo in gross rent and $2,068/mo in net monthly cash flow, a 11.49% yield that comfortably supports the 2.13 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $24,819. Five-year appreciation: $197,320. Equity from principal paydown: $6,578/yr. Total projected cumulative return: $405,501.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $2,068 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,838 |
| Total Monthly Debt Service | $4,485 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10598, Yorktown Heights, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,464 (100%) |
| Owner Occupied HU | 8,801 (84.1%) |
| Renter Occupied HU | 1,230 (11.8%) |
| Vacant Housing Units | 433 ( 4.1%) |
| Median Home Value | $620,888 |
| Average Home Value | $669,990 |
Housing Distribution
Address Breakdown
Residential
10,440
Single Family
9,433
Multi-Family
1,007
Businesses
806
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10598, Yorktown Heights, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,464 (100%) |
| Owner Occupied HU | 8,801 (84.1%) |
| Renter Occupied HU | 1,230 (11.8%) |
| Vacant Housing Units | 433 ( 4.1%) |
| Median Home Value | $620,888 |
| Average Home Value | $669,990 |
Housing Distribution
Address Breakdown
Residential
10,440
Single Family
9,433
Multi-Family
1,007
Businesses
806
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A