208 N Stuart Ave, Elkton, VA, 22827 | $305/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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208 N Stuart Ave, Elkton, VA, 22827 | $305/mo Cash Flow | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Elkton at 208 N Stuart Ave, Elkton, VA, 22827 earns $305/mo cash flow from $2,188/mo rent with a $1,542/mo payment. Total monthly income totals $2,188/mo, and annual cash flow totals $3,657/yr on $104,423 capital. ROI tracks 23.41% on current figures, and rental yield reads 8.34% at a $315,000 purchase. Equity gained on principal adds $2,033/yr, and 5% annual appreciation supports $87,029 over five years. Five-year ROI reaches 121.36% and total cumulative return in cash sums $126,725. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,188/mo property income instead of your personal income.

Single Family

Built in 1943

0.29 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to a home where timeless charm meets botanical beauty. This enchanting Cape Cod-style residence is bursting w/character, from its classic dormer windows, to its warm, inviting interior filled w/natural light. Inside you'll find thoughtful vintage details like arched niches on either side of the fireplace & beautiful hardwood floors in the kitchen. Large living room, kitchen w/pantry, dining room, first floor primary suite, & sunroom make up main level. On the 2nd level you will find 2 additional bedrooms, small bonus room that could be an office or nursery, & full bath. The bedroom with the walk in closet also has a secret door in the closet that leads to the attic. This home offers lots of storage options including the unfinished basement & garage Step outside & be transported into a garden lover's dream-lovingly curated flowerbeds & gardens featuring perennials, fruit trees, & winding paths that lead to tranquil nooks perfect for morning coffee or evening wine. Whether you're entertaining under the stars or savoring a quiet moment on the back porch or sunroom, the gardens are a living extension of the home's charm. More than just a house, this is a sanctuary with soul--ideal for those who appreciate character & comfort.

Neighborhood Data

Neighborhood data shown for ZIP Code: 22827, Elkton, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,110 (100%)
Owner Occupied HU	3,460 (67.7%)
Renter Occupied HU	1,021 (20.0%)
Vacant Housing Units	629 (12.3%)
Median Home Value	$327,435
Average Home Value	$357,118