208 E Agard StWyomingIL61491
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow208 E Agard St, Wyoming, IL, 61491 in Wyoming earns its strong cash-flow label: 13.65% yield, $1,468/mo rent, $573/mo net income, DSCR 2.53. The $129,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $35,640 by year five. Combined with $1,188/yr in principal paydown, total projected return reaches $86,256.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 7.5% |
| Monthly Cash Flow | $573 | $300 |
City averages based on Wyoming market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,468 |
| Total Monthly Debt Service | $843 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61491, Wyoming, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 894 (100%) |
| Owner Occupied HU | 621 (69.5%) |
| Renter Occupied HU | 146 (16.3%) |
| Vacant Housing Units | 127 (14.2%) |
| Median Home Value | $121,677 |
| Average Home Value | $160,700 |
Housing Distribution
Address Breakdown
Residential
858
Single Family
842
Multi-Family
16
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61491, Wyoming, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 894 (100%) |
| Owner Occupied HU | 621 (69.5%) |
| Renter Occupied HU | 146 (16.3%) |
| Vacant Housing Units | 127 (14.2%) |
| Median Home Value | $121,677 |
| Average Home Value | $160,700 |
Housing Distribution
Address Breakdown
Residential
858
Single Family
842
Multi-Family
16
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices