208 County Route 70StillwaterNY12170
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 208 County Route 70, Stillwater, NY, 12170 in Stillwater speaks for itself: 10.67% gross on a $300,000 price, generating $2,668/mo in rent and $664/mo in net income after the $1,349/mo debt service. DSCR 1.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,971 stacks alongside $82,884 in projected five-year appreciation and $2,763/yr in principal reduction. Projected total cumulative return: $157,156.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $664 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,668 |
| Total Monthly Debt Service | $1,884 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
5.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12170, Stillwater, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,211 (100%) |
| Owner Occupied HU | 1,540 (69.7%) |
| Renter Occupied HU | 483 (21.8%) |
| Vacant Housing Units | 188 ( 8.5%) |
| Median Home Value | $336,697 |
| Average Home Value | $420,903 |
Housing Distribution
Address Breakdown
Residential
1,808
Single Family
1,626
Multi-Family
182
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
5.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12170, Stillwater, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,211 (100%) |
| Owner Occupied HU | 1,540 (69.7%) |
| Renter Occupied HU | 483 (21.8%) |
| Vacant Housing Units | 188 ( 8.5%) |
| Median Home Value | $336,697 |
| Average Home Value | $420,903 |
Housing Distribution
Address Breakdown
Residential
1,808
Single Family
1,626
Multi-Family
182
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices