20759 Timberline LnDiamond BarCA91789
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Diamond Bar rental at 20759 Timberline Ln, Diamond Bar, CA, 91789 sits in the solid-income band: 7.78% gross yield, $6,342/mo rent, $277/mo net after the $4,398/mo debt service, DSCR 1.44. Entry price of $978,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $270,203 and $9,007/yr in principal reduction bring total cumulative return to $388,698.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.5% |
| Monthly Cash Flow | $277 | $200 |
City averages based on Diamond Bar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,342 |
| Total Monthly Debt Service | $5,676 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
4,662 sqft lot
$N/A/sqft
$90 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91789, Walnut, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,461 (100%) |
| Owner Occupied HU | 10,643 (79.1%) |
| Renter Occupied HU | 2,343 (17.4%) |
| Vacant Housing Units | 475 ( 3.5%) |
| Median Home Value | $947,000 |
| Average Home Value | $1,043,938 |
Housing Distribution
Address Breakdown
Residential
13,314
Single Family
13,072
Multi-Family
242
Businesses
1,832
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
4,662 sqft lot
$N/A/sqft
$90 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91789, Walnut, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,461 (100%) |
| Owner Occupied HU | 10,643 (79.1%) |
| Renter Occupied HU | 2,343 (17.4%) |
| Vacant Housing Units | 475 ( 3.5%) |
| Median Home Value | $947,000 |
| Average Home Value | $1,043,938 |
Housing Distribution
Address Breakdown
Residential
13,314
Single Family
13,072
Multi-Family
242
Businesses
1,832
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices