2075 N Highland StOrangeCA92865
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play2075 N Highland St, Orange, CA, 92865 in Orange is priced for appreciation, not yield. Rental yield 4.55%. At $1,600,000 with a 4.55% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $442,051 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.84) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $342,074.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 5.2% |
| Monthly Cash Flow | $(4,132) | $1,200 |
City averages based on Orange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,064 |
| Total Monthly Debt Service | $9,559 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1968
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92865, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,914 (100%) |
| Owner Occupied HU | 4,227 (61.1%) |
| Renter Occupied HU | 2,490 (36.0%) |
| Vacant Housing Units | 197 ( 2.8%) |
| Median Home Value | $877,650 |
| Average Home Value | $938,932 |
Housing Distribution
Address Breakdown
Residential
6,823
Single Family
5,741
Multi-Family
1,082
Businesses
1,187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1968
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92865, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,914 (100%) |
| Owner Occupied HU | 4,227 (61.1%) |
| Renter Occupied HU | 2,490 (36.0%) |
| Vacant Housing Units | 197 ( 2.8%) |
| Median Home Value | $877,650 |
| Average Home Value | $938,932 |
Housing Distribution
Address Breakdown
Residential
6,823
Single Family
5,741
Multi-Family
1,082
Businesses
1,187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices