2074 Terrace DriveHighlands RanchCO80126
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 2074 Terrace Drive, Highlands Ranch, CO, 80126 in Highlands Ranch at $1,230,000, 5.89% gross yield, is a market-growth asset. Rental yield 5.89%. The $6,035/mo rent partially funds the $5,531/mo debt service; the core return is the 5%/yr price growth projected to add $339,826 over five years. Ziffy Mortgage's DSCR mortgage (1.09) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $379,024.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.5% |
| Monthly Cash Flow | $(1,341) | $350 |
City averages based on Highlands Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,035 |
| Total Monthly Debt Service | $6,887 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
8,712 sqft lot
$N/A/sqft
$624 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
8,712 sqft lot
$N/A/sqft
$624 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Blair Bryant • The Steller Group, Inc
Mls Name: REcolorado
Mls Provider:
Mls ID: #7493584
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