20714 Great Pines DrCypressTX77433
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 20714 Great Pines Dr, Cypress, TX, 77433 in Cypress worth modelling. At $585,000 with a 9.05% gross yield, the $4,410/mo rent leaves $142/mo after the $2,631/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.68 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $161,625 by year five; $5,388/yr in principal reduction adds further equity. Total projected return: $233,775.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.8% |
| Monthly Cash Flow | $142 | $250 |
City averages based on Cypress market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,410 |
| Total Monthly Debt Service | $4,035 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
8,015 sqft lot
$N/A/sqft
$1,290 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77433, Cypress, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 45,531 (100%) |
| Owner Occupied HU | 35,404 (77.8%) |
| Renter Occupied HU | 7,715 (16.9%) |
| Vacant Housing Units | 2,412 ( 5.3%) |
| Median Home Value | $399,699 |
| Average Home Value | $445,853 |
Housing Distribution
Address Breakdown
Residential
41,894
Single Family
37,471
Multi-Family
4,423
Businesses
1,679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
8,015 sqft lot
$N/A/sqft
$1,290 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77433, Cypress, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 45,531 (100%) |
| Owner Occupied HU | 35,404 (77.8%) |
| Renter Occupied HU | 7,715 (16.9%) |
| Vacant Housing Units | 2,412 ( 5.3%) |
| Median Home Value | $399,699 |
| Average Home Value | $445,853 |
Housing Distribution
Address Breakdown
Residential
41,894
Single Family
37,471
Multi-Family
4,423
Businesses
1,679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Misty Henderson • Realty Of America, LLC
Mls Name: HAR
Mls Provider:
Mls ID: #73327215
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