2071 Westfall RdRochesterNY14618
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2071 Westfall Rd, Rochester, NY, 14618 in Rochester. Priced at $350,800, it generates $4,295/mo in gross rent and $1,952/mo in net monthly cash flow, a 14.69% yield that comfortably supports the 2.72 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $23,427. Five-year appreciation: $96,920. Equity from principal paydown: $3,231/yr. Total projected cumulative return: $259,458.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 6.2% |
| Monthly Cash Flow | $1,952 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,295 |
| Total Monthly Debt Service | $2,203 |
| DSCR Ratio | 1.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14618, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,206 (100%) |
| Owner Occupied HU | 6,368 (69.2%) |
| Renter Occupied HU | 2,407 (26.1%) |
| Vacant Housing Units | 431 ( 4.7%) |
| Median Home Value | $325,327 |
| Average Home Value | $373,315 |
Housing Distribution
Address Breakdown
Residential
9,086
Single Family
7,462
Multi-Family
1,624
Businesses
1,149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14618, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,206 (100%) |
| Owner Occupied HU | 6,368 (69.2%) |
| Renter Occupied HU | 2,407 (26.1%) |
| Vacant Housing Units | 431 ( 4.7%) |
| Median Home Value | $325,327 |
| Average Home Value | $373,315 |
Housing Distribution
Address Breakdown
Residential
9,086
Single Family
7,462
Multi-Family
1,624
Businesses
1,149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices