20703 Emerald Spruce CtHumbleTX77346








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Humble at 20703 Emerald Spruce Ct, Humble, TX, 77346 earns $299/mo cash flow from $2,976/mo rent with a $1,811/mo payment. Total monthly income totals $2,976/mo, and annual cash flow totals $3,592/yr on $122,655 capital. ROI tracks 22.84% on current figures, and rental yield reads 9.65% at a $370,000 purchase. Equity gained on principal adds $2,388/yr, and 5% annual appreciation supports $102,224 over five years. Five-year ROI reaches 119.94% and total cumulative return in cash sums $147,113. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,976/mo property income instead of your personal income.
Single Family
Built in 1998
7,620 sqft lot
$N/A/sqft
$546 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77346, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,062 (100%) |
| Owner Occupied HU | 21,333 (71.0%) |
| Renter Occupied HU | 6,907 (23.0%) |
| Vacant Housing Units | 1,822 ( 6.1%) |
| Median Home Value | $331,060 |
| Average Home Value | $359,548 |
Housing Distribution
Address Breakdown
Residential
28,895
Single Family
24,706
Multi-Family
4,189
Businesses
846
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Listed by: Cellina Stokes • Crowne Realty
Mls Name: HAR
Mls Provider:
Mls ID: #60871802
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