2070 Lark WayDixonCA95620
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 2070 Lark Way, Dixon, CA, 95620 in Dixon: $5,032/mo in rent, $1,444/mo net, 10.41% gross yield, all on a $579,990 acquisition. The 1.93 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $160,241 in value, and $5,342/yr in principal paydown steadily builds equity. Projected total cumulative return: $312,830.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.5% |
| Monthly Cash Flow | $1,444 | $1,200 |
City averages based on Dixon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,032 |
| Total Monthly Debt Service | $3,357 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95620, Dixon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,379 (100%) |
| Owner Occupied HU | 5,618 (67.0%) |
| Renter Occupied HU | 2,458 (29.3%) |
| Vacant Housing Units | 303 ( 3.6%) |
| Median Home Value | $634,267 |
| Average Home Value | $692,091 |
Housing Distribution
Address Breakdown
Residential
8,018
Single Family
7,261
Multi-Family
757
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95620, Dixon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,379 (100%) |
| Owner Occupied HU | 5,618 (67.0%) |
| Renter Occupied HU | 2,458 (29.3%) |
| Vacant Housing Units | 303 ( 3.6%) |
| Median Home Value | $634,267 |
| Average Home Value | $692,091 |
Housing Distribution
Address Breakdown
Residential
8,018
Single Family
7,261
Multi-Family
757
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices