207 W Harris StPine MountainGA31822
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow207 W Harris St, Pine Mountain, GA, 31822 in Pine Mountain earns its strong cash-flow label: 11.01% yield, $4,576/mo rent, $1,360/mo net income, DSCR 2.04. The $498,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $137,726 by year five. Combined with $4,591/yr in principal paydown, total projected return reaches $277,070.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 8.0% |
| Monthly Cash Flow | $1,360 | $1,500 |
City averages based on Pine Mountain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,576 |
| Total Monthly Debt Service | $3,018 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1895
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31822, Pine Mountain, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,895 (100%) |
| Owner Occupied HU | 1,915 (66.1%) |
| Renter Occupied HU | 473 (16.3%) |
| Vacant Housing Units | 507 (17.5%) |
| Median Home Value | $325,521 |
| Average Home Value | $374,791 |
Housing Distribution
Address Breakdown
Residential
2,138
Single Family
2,010
Multi-Family
128
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1895
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31822, Pine Mountain, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,895 (100%) |
| Owner Occupied HU | 1,915 (66.1%) |
| Renter Occupied HU | 473 (16.3%) |
| Vacant Housing Units | 507 (17.5%) |
| Median Home Value | $325,521 |
| Average Home Value | $374,791 |
Housing Distribution
Address Breakdown
Residential
2,138
Single Family
2,010
Multi-Family
128
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices