








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Osceola at 207 S Temple St, Osceola, IA, 50213 with 5% annual appreciation on a $185,000 basis while $1,510/mo rent supports operations. Total monthly income totals $1,510/mo and a $905/mo payment preserves $309/mo for cash returns. Annual cash flow comes to $3,708/yr on $61,328 deployed, and return on cash invested reaches 25.96% in year one. Equity gained on principal adds $1,194/yr, and five-year appreciation sums $51,112 alongside rental yield of 9.79%. Five-year ROI measures 135.66% and total cumulative return in cash totals $83,199.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,510/mo property income versus a $905/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1910
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 50213, Osceola, IA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,300 (100%) |
| Owner Occupied HU | 1,927 (58.4%) |
| Renter Occupied HU | 1,073 (32.5%) |
| Vacant Housing Units | 300 ( 9.1%) |
| Median Home Value | $158,356 |
| Average Home Value | $224,796 |
Residential
3,005
Single Family
2,799
Multi-Family
206
Businesses
259
Date | Event | Price |
|---|---|---|
| 2025-03-17 | Sold | $185,000 |
| 2025-03-04 | Pending sale | $189,900 |
| 2024-11-20 | Listed for sale | $189,900 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-10-19 | $2564.00 | -1.31% | $136,560 | N/A |
| 2023-10-19 | $2598.00 | 4.42% | $136,560 | 14.66% |
| 2022-10-19 | $2488.00 | 12.89% | $119,100 | N/A |



Listed by: Paula R Mc Claflin • Stoney Oak Properties LLC
Mls Name: NoCoast MLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6317229
Disclaimer: Based on information submitted to the MLS GRID as of 2025-10-18 23:57:16 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#7734)