207 N Putnam StLostantIL61334
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 207 N Putnam St, Lostant, IL, 61334 in Lostant deserves attention. This $110,000 property earns $1,880/mo in rent, a 20.51% gross yield, and nets $1,061/mo after the $495/mo payment. DSCR 3.80 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $30,391 compounds alongside $1,013/yr in yearly equity build, for a total cumulative return of $110,533.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.5% | 8.0% |
| Monthly Cash Flow | $1,061 | $300 |
City averages based on Lostant market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,880 |
| Total Monthly Debt Service | $776 |
| DSCR Ratio | 2.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61334, Lostant, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 335 (100%) |
| Owner Occupied HU | 241 (71.9%) |
| Renter Occupied HU | 57 (17.0%) |
| Vacant Housing Units | 37 (11.0%) |
| Median Home Value | $155,891 |
| Average Home Value | $176,390 |
Housing Distribution
Address Breakdown
Residential
170
Single Family
170
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61334, Lostant, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 335 (100%) |
| Owner Occupied HU | 241 (71.9%) |
| Renter Occupied HU | 57 (17.0%) |
| Vacant Housing Units | 37 (11.0%) |
| Median Home Value | $155,891 |
| Average Home Value | $176,390 |
Housing Distribution
Address Breakdown
Residential
170
Single Family
170
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bonnie Lester • Coldwell Banker Today's
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202503265
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.