207 Barbados RdGuytonGA31312
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 207 Barbados Rd, Guyton, GA, 31312 in Guyton is narrow, $166/mo net on $2,367/mo rent after the $1,404/mo debt service, but the property operates at break-even-plus, not a loss. At $312,200 with a 8.61% yield, the long-run equity case via 5% appreciation ($86,255 over five years) and $2,875/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.69 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $139,514.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $166 | $300 |
City averages based on Guyton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,367 |
| Total Monthly Debt Service | $1,923 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 2021
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31312, Guyton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 8,270 (82.6%) |
| Renter Occupied HU | 1,275 (12.7%) |
| Vacant Housing Units | 472 ( 4.7%) |
| Median Home Value | $305,955 |
| Average Home Value | $319,475 |
Housing Distribution
Address Breakdown
Residential
9,606
Single Family
9,568
Multi-Family
38
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 2021
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31312, Guyton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 8,270 (82.6%) |
| Renter Occupied HU | 1,275 (12.7%) |
| Vacant Housing Units | 472 ( 4.7%) |
| Median Home Value | $305,955 |
| Average Home Value | $319,475 |
Housing Distribution
Address Breakdown
Residential
9,606
Single Family
9,568
Multi-Family
38
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices