207 5th Ave SW APT 1102RochesterMN55902
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowA DSCR of 2.56 makes 207 5th Ave SW APT 1102, Rochester, MN, 55902 in Rochester one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 13.82%. The 13.82% yield, 5% annual appreciation ($46,968 over five years), and $1,566/yr in principal reduction project a total cumulative return of $56,172.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 7.0% |
| Monthly Cash Flow | $(286) | $1,500 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,957 |
| Total Monthly Debt Service | $2,094 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
N/A lot
$N/A/sqft
$1,100 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
N/A lot
$N/A/sqft
$1,100 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices