20611 WIND SPRINGSSan AntonioTX78258
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 20611 WIND SPRINGS, San Antonio, TX, 78258 in San Antonio. Priced at $579,999, it generates $6,222/mo in gross rent and $2,004/mo in net monthly cash flow, a 12.87% yield that comfortably supports the 2.39 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $24,050. Five-year appreciation: $160,243. Equity from principal paydown: $5,342/yr. Total projected cumulative return: $351,677.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 5.8% |
| Monthly Cash Flow | $2,004 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,222 |
| Total Monthly Debt Service | $3,987 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.26 Acres lot
$N/A/sqft
$280 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78258, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,242 (100%) |
| Owner Occupied HU | 11,557 (54.4%) |
| Renter Occupied HU | 8,024 (37.8%) |
| Vacant Housing Units | 1,661 ( 7.8%) |
| Median Home Value | $449,100 |
| Average Home Value | $492,823 |
Housing Distribution
Address Breakdown
Residential
22,087
Single Family
12,557
Multi-Family
9,530
Businesses
1,439
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.26 Acres lot
$N/A/sqft
$280 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78258, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,242 (100%) |
| Owner Occupied HU | 11,557 (54.4%) |
| Renter Occupied HU | 8,024 (37.8%) |
| Vacant Housing Units | 1,661 ( 7.8%) |
| Median Home Value | $449,100 |
| Average Home Value | $492,823 |
Housing Distribution
Address Breakdown
Residential
22,087
Single Family
12,557
Multi-Family
9,530
Businesses
1,439
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices