206 Maple CirVicksburgMS39180
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 206 Maple Cir, Vicksburg, MS, 39180 in Vicksburg. Priced at $175,000, it generates $1,586/mo in gross rent and $515/mo in net monthly cash flow, a 10.88% yield that comfortably supports the 2.02 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,186. Five-year appreciation: $48,349. Equity from principal paydown: $1,612/yr. Total projected cumulative return: $99,465.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.4% |
| Monthly Cash Flow | $515 | $420 |
City averages based on Vicksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,586 |
| Total Monthly Debt Service | $1,001 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.26 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.26 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Trey Hardaway • Hardaway Realty & Property Managment, LLC
Mls Name: Vicksburg Warren County BOR
Mls ID: #33235