206 Goff DrMartinGA30557
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 206 Goff Dr, Martin, GA, 30557 in Martin fits: $450,000, 4.01% gross yield, and a projected 5% annual appreciation rate adding $124,327 in value within five years. Rental yield 4.01%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.74) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $4,145/yr in principal paydown and $124,327 in appreciation project a total return of $90,888.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.2% |
| Monthly Cash Flow | $(1,236) | $1,200 |
City averages based on Martin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,502 |
| Total Monthly Debt Service | $2,560 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
1.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30557, Martin, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,766 (100%) |
| Owner Occupied HU | 1,757 (63.5%) |
| Renter Occupied HU | 375 (13.6%) |
| Vacant Housing Units | 634 (22.9%) |
| Median Home Value | $245,811 |
| Average Home Value | $321,369 |
Housing Distribution
Address Breakdown
Residential
2,517
Single Family
2,516
Multi-Family
1
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
1.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30557, Martin, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,766 (100%) |
| Owner Occupied HU | 1,757 (63.5%) |
| Renter Occupied HU | 375 (13.6%) |
| Vacant Housing Units | 634 (22.9%) |
| Median Home Value | $245,811 |
| Average Home Value | $321,369 |
Housing Distribution
Address Breakdown
Residential
2,517
Single Family
2,516
Multi-Family
1
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices