2059 Wisper Woods Way, Baltimore, MD, 21244 | $483/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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2059 Wisper Woods Way, Baltimore, MD, 21244 | $483/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 2059 Wisper Woods Way, Baltimore, MD, 21244 listed at $280,000 pairs $2,224/mo rent with a $1,370/mo payment to leave $483/mo cash flow. Total monthly income runs $2,224/mo, and annual cash flow reaches $5,796/yr on $92,820 cash to close. Return on cash invested measures 26.15% in year one, and rental yield registers 9.53% at a $280,000 basis. Equity gained on principal adds $1,807/yr, and annual property appreciation at 5% supports $77,359 by year five. Five-year ROI tracks 136.35% and total cumulative return in cash totals $126,561. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,224/mo property income relative to a $1,370/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Townhouse

Built in 1994

1,500 sqft lot

$N/A/sqft

No HOA

More details about the property

Spacious 2 bedroom, 2.5 bath townhome, beautifully maintained offering three finished levels of comfortable living with updates including a new refrigerator 2025, washer 2025, storage shed 2025 with 30 year warranty. The main floor features an open-concept layout with spacious living and dining areas, a kitchen with a convenient cut-out to the dining room, and stainless steel appliances. Easy-care vinyl flooring and a calming neutral color palette create a warm, inviting atmosphere. Step out from the main level onto the deck with stairs leading down to the backyard, perfect for relaxing or entertaining. Upstairs, the primary bedroom includes dual closets, a private vanity/dressing area, and direct access to the dual-entry full bathroom. A generously sized second bedroom also offers two closets for ample storage. The fully finished lower level offers a versatile family room or guest space, complete with a full bathroom and a large storage room. 2 assigned and additional guest parking spaces. Located close to shopping, dining, entertainment, and major commuter routes, this is a fantastic opportunity you won't want to miss!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21244, Windsor Mill, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,226 (100%)
Owner Occupied HU	6,962 (45.7%)
Renter Occupied HU	7,569 (49.7%)
Vacant Housing Units	695 ( 4.6%)
Median Home Value	$324,306
Average Home Value	$353,679