205 Youngs RdStar LakeNY13690
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 205 Youngs Rd, Star Lake, NY, 13690 in Star Lake speaks for itself: 20.55% gross on a $249,900 price, generating $4,279/mo in rent and $2,610/mo in net income after the $1,124/mo debt service. DSCR 3.81, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $31,325 stacks alongside $69,043 in projected five-year appreciation and $2,302/yr in principal reduction. Projected total cumulative return: $263,273.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.6% | 6.2% |
| Monthly Cash Flow | $2,610 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,279 |
| Total Monthly Debt Service | $1,569 |
| DSCR Ratio | 2.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
6.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13690, Star Lake, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 512 (100%) |
| Owner Occupied HU | 242 (47.3%) |
| Renter Occupied HU | 73 (14.3%) |
| Vacant Housing Units | 197 (38.5%) |
| Median Home Value | $209,722 |
| Average Home Value | $222,438 |
Housing Distribution
Address Breakdown
Residential
254
Single Family
254
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
6.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13690, Star Lake, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 512 (100%) |
| Owner Occupied HU | 242 (47.3%) |
| Renter Occupied HU | 73 (14.3%) |
| Vacant Housing Units | 197 (38.5%) |
| Median Home Value | $209,722 |
| Average Home Value | $222,438 |
Housing Distribution
Address Breakdown
Residential
254
Single Family
254
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices