205 Saint Andrews DrOcean SpringsMS39564
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Ocean Springs rentals match the income profile of 205 Saint Andrews Dr, Ocean Springs, MS, 39564. Listed at $239,900, gross rent is $2,395/mo and net cash flow is $923/mo, a 11.98% yield well above national averages. DSCR 2.22 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $66,280 by year five with $2,210/yr in annual principal reduction, projecting $150,273 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.5% |
| Monthly Cash Flow | $923 | $420 |
City averages based on Ocean Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,395 |
| Total Monthly Debt Service | $1,377 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.55 Acres lot
$N/A/sqft
$50 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.55 Acres lot
$N/A/sqft
$50 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Karen Chewning • Coldwell Banker Alfonso Realty-OS-B/O
Mls Name: MLS United
Mls ID: #4107643
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.