205 S Highway 65Saint JoeAR72675
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 205 S Highway 65, Saint Joe, AR, 72675 in Saint Joe, $175,000, 7.64% gross yield, $62/mo net income. Consider it a market-entry position, the $1,114/mo rent covers the $787/mo payment with a margin, and 5%/yr appreciation is projected to add $48,349 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.42) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $70,221.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $62 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,114 |
| Total Monthly Debt Service | $982 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
3.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72675, Saint Joe, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 940 (100%) |
| Owner Occupied HU | 542 (57.7%) |
| Renter Occupied HU | 105 (11.2%) |
| Vacant Housing Units | 293 (31.2%) |
| Median Home Value | $137,000 |
| Average Home Value | $244,603 |
Housing Distribution
Address Breakdown
Residential
663
Single Family
663
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
3.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72675, Saint Joe, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 940 (100%) |
| Owner Occupied HU | 542 (57.7%) |
| Renter Occupied HU | 105 (11.2%) |
| Vacant Housing Units | 293 (31.2%) |
| Median Home Value | $137,000 |
| Average Home Value | $244,603 |
Housing Distribution
Address Breakdown
Residential
663
Single Family
663
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vicki Kita-Biggs • Crye-Leike REALTORS Maumelle
Mls Name: CARMLS
Mls Provider:
Mls ID: #24031109
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.