503 Spring StMarshallAR72650
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.35% yield at 503 Spring St, Marshall, AR, 72650 in Marshall is solid, but the $706/mo payment compresses net cash flow to $17/mo at $157,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $43,376 by year five, and $1,446/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.36) without U.S. income documentation. Total projected return: $60,531.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.0% |
| Monthly Cash Flow | $17 | $300 |
City averages based on Marshall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $961 |
| Total Monthly Debt Service | $881 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72650, Marshall, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,342 (100%) |
| Owner Occupied HU | 1,322 (56.4%) |
| Renter Occupied HU | 424 (18.1%) |
| Vacant Housing Units | 596 (25.4%) |
| Median Home Value | $137,731 |
| Average Home Value | $262,861 |
Housing Distribution
Address Breakdown
Residential
1,732
Single Family
1,732
Multi-Family
0
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72650, Marshall, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,342 (100%) |
| Owner Occupied HU | 1,322 (56.4%) |
| Renter Occupied HU | 424 (18.1%) |
| Vacant Housing Units | 596 (25.4%) |
| Median Home Value | $137,731 |
| Average Home Value | $262,861 |
Housing Distribution
Address Breakdown
Residential
1,732
Single Family
1,732
Multi-Family
0
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cheryl Hensley • Mountain Streams Real Estate
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015836
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