205 Noah Stevenson RdBee SpringKY42207
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 205 Noah Stevenson Rd, Bee Spring, KY, 42207 in Bee Spring. At $319,900 it earns $2,200/mo in rent and distributes $253/mo to the owner after the $1,438/mo payment, a consistent 8.25% yield. DSCR 1.53 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $88,382 in value; $2,946/yr in principal paydown compounds ownership stake. Total projected return: $137,483.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.5% |
| Monthly Cash Flow | $253 | $350 |
City averages based on Bee Spring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,200 |
| Total Monthly Debt Service | $1,820 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
2.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42207, Bee Spring, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 796 (100%) |
| Owner Occupied HU | 438 (55.0%) |
| Renter Occupied HU | 85 (10.7%) |
| Vacant Housing Units | 273 (34.3%) |
| Median Home Value | $131,818 |
| Average Home Value | $147,991 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
2.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42207, Bee Spring, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 796 (100%) |
| Owner Occupied HU | 438 (55.0%) |
| Renter Occupied HU | 85 (10.7%) |
| Vacant Housing Units | 273 (34.3%) |
| Median Home Value | $131,818 |
| Average Home Value | $147,991 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices