205 E Smith St, Picayune, MS, 39466 | $276/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

2 Bed
2 Bath
1619 sft

42 Barth Rd, Poplarville, MS, 39470

3 Bed
1 Bath
1182 sft

33 Eliza Dr, Carriere, MS, 39426

2 Bed
1 Bath
- sft

413 Highway 43, Columbia, MS, 39429

14 Bed
8 Bath
5274 sft

203 9th Ave, Lumberton, MS, 39455

Nearby investment properties with comparable prices

$ 139,000

ROI

Cash Flow/m

3 Bed
2 Bath
1280 sft

14 Hammock Rd, Carriere, MS, 39426

2 Bed
1 Bath
1224 sft

1111 W South St, Poplarville, MS, 39470

3 Bed
2 Bath
1250 sft

19 Karly Dr, Carriere, MS, 39426

2 Bed
1 Bath
1256 sft

803 N Border Dr, Bogalusa, LA, 70427

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Picayune at 205 E Smith St, Picayune, MS, 39466 with 5% annual appreciation on a $159,000 basis while $1,249/mo rent supports operations. Total monthly income totals $1,249/mo and a $778/mo payment preserves $276/mo for cash returns. Annual cash flow comes to $3,315/yr on $52,709 deployed, and return on cash invested reaches 26.2% in year one. Equity gained on principal adds $1,026/yr, and five-year appreciation sums $43,929 alongside rental yield of 9.43%. Five-year ROI measures 136.55% and total cumulative return in cash totals $71,976.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,249/mo property income versus a $778/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1950

0.44 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39466, Picayune, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,834 (100%)
Owner Occupied HU	8,574 (66.8%)
Renter Occupied HU	2,995 (23.3%)
Vacant Housing Units	1,265 ( 9.9%)
Median Home Value	$168,711
Average Home Value	$192,717