205 E 63rd St APT 9ANew YorkNY10065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow205 E 63rd St APT 9A, New York, NY, 10065 in New York earns its strong cash-flow label: 14.67% yield, $6,046/mo rent, $2,744/mo net income, DSCR 2.72. The $494,400 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $136,594 by year five. Combined with $4,553/yr in principal paydown, total projected return reaches $365,172.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 4.8% |
| Monthly Cash Flow | $2,744 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,046 |
| Total Monthly Debt Service | $3,105 |
| DSCR Ratio | 1.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in N/A
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in N/A
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices