205 E 63rd St #17ABNew YorkNY10065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 205 E 63rd St #17AB, New York, NY, 10065 in New York. Priced at $1,275,000, it generates $29,376/mo in gross rent and $10,691/mo in net monthly cash flow, a 27.65% yield that comfortably supports the 5.12 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $128,290. Five-year appreciation: $352,259. Equity from principal paydown: $11,743/yr. Total projected cumulative return: $1,218,393.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.7% | 4.8% |
| Monthly Cash Flow | $10,691 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $29,376 |
| Total Monthly Debt Service | $18,178 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1963
N/A lot
$N/A/sqft
$10,171 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1963
N/A lot
$N/A/sqft
$10,171 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices