205 Arthur AveOak CreekCO80467
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 205 Arthur Ave, Oak Creek, CO, 80467 in Oak Creek speaks for itself: 13.46% gross on a $230,000 price, generating $2,580/mo in rent and $1,240/mo in net income after the $1,034/mo debt service. DSCR 2.50, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,875 stacks alongside $63,545 in projected five-year appreciation and $2,118/yr in principal reduction. Projected total cumulative return: $166,666.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 5.5% |
| Monthly Cash Flow | $1,240 | $250 |
City averages based on Oak Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $1,249 |
| DSCR Ratio | 2.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1917
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80467, Oak Creek, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,371 (100%) |
| Owner Occupied HU | 841 (61.3%) |
| Renter Occupied HU | 214 (15.6%) |
| Vacant Housing Units | 316 (23.0%) |
| Median Home Value | $942,143 |
| Average Home Value | $1,194,774 |
Housing Distribution
Address Breakdown
Residential
753
Single Family
753
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1917
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80467, Oak Creek, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,371 (100%) |
| Owner Occupied HU | 841 (61.3%) |
| Renter Occupied HU | 214 (15.6%) |
| Vacant Housing Units | 316 (23.0%) |
| Median Home Value | $942,143 |
| Average Home Value | $1,194,774 |
Housing Distribution
Address Breakdown
Residential
753
Single Family
753
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices