205 3rd Ave SEMapletonMN56065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 205 3rd Ave SE, Mapleton, MN, 56065 in Mapleton speaks for itself: 10.74% gross on a $289,000 price, generating $2,586/mo in rent and $781/mo in net income after the $1,300/mo debt service. DSCR 1.99, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,376 stacks alongside $79,845 in projected five-year appreciation and $2,662/yr in principal reduction. Projected total cumulative return: $159,904.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.5% |
| Monthly Cash Flow | $781 | $400 |
City averages based on Mapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,586 |
| Total Monthly Debt Service | $1,690 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56065, Mapleton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,110 (100%) |
| Owner Occupied HU | 826 (74.4%) |
| Renter Occupied HU | 216 (19.5%) |
| Vacant Housing Units | 68 ( 6.1%) |
| Median Home Value | $309,294 |
| Average Home Value | $334,797 |
Housing Distribution
Address Breakdown
Residential
866
Single Family
803
Multi-Family
63
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56065, Mapleton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,110 (100%) |
| Owner Occupied HU | 826 (74.4%) |
| Renter Occupied HU | 216 (19.5%) |
| Vacant Housing Units | 68 ( 6.1%) |
| Median Home Value | $309,294 |
| Average Home Value | $334,797 |
Housing Distribution
Address Breakdown
Residential
866
Single Family
803
Multi-Family
63
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices