20434 N 135th AveSun City WestAZ85375
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 20434 N 135th Ave, Sun City West, AZ, 85375 in Sun City West is straightforward: $434,000 in, $2,321/mo in rent, $375/mo out after debt service. The 8.11% gross yield and 1.19 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $119,906 by year five. With $3,997/yr in principal equity, the total cumulative return is projected at $148,274.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.8% |
| Monthly Cash Flow | $375 | $850 |
City averages based on Sun City West market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,321 |
| Total Monthly Debt Service | $2,393 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85375, Sun City West, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,863 (100%) |
| Owner Occupied HU | 15,511 (78.1%) |
| Renter Occupied HU | 1,563 ( 7.9%) |
| Vacant Housing Units | 2,789 (14.0%) |
| Median Home Value | $438,832 |
| Average Home Value | $525,203 |
Housing Distribution
Address Breakdown
Residential
19,475
Single Family
18,202
Multi-Family
1,273
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85375, Sun City West, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,863 (100%) |
| Owner Occupied HU | 15,511 (78.1%) |
| Renter Occupied HU | 1,563 ( 7.9%) |
| Vacant Housing Units | 2,789 (14.0%) |
| Median Home Value | $438,832 |
| Average Home Value | $525,203 |
Housing Distribution
Address Breakdown
Residential
19,475
Single Family
18,202
Multi-Family
1,273
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JoAnn Pulver • West USA Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6861332
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.