2043 Blackberry CirOxnardCA93036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2043 Blackberry Cir, Oxnard, CA, 93036 in Oxnard earns its strong cash-flow label: 11.05% yield, $5,617/mo rent, $1,432/mo net income, DSCR 2.05. The $609,990 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $168,529 by year five. Combined with $5,618/yr in principal paydown, total projected return reaches $325,249.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.5% |
| Monthly Cash Flow | $1,432 | $200 |
City averages based on Oxnard market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,617 |
| Total Monthly Debt Service | $3,943 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
1,196 sqft lot
$N/A/sqft
$412 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1989
1,196 sqft lot
$N/A/sqft
$412 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices