2042 Brook LnSeafordNY11783
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2042 Brook Ln, Seaford, NY, 11783 in Seaford. At $779,000 it earns $5,614/mo in rent and distributes $412/mo to the owner after the $3,503/mo payment, a consistent 8.65% yield. DSCR 1.60 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $215,223 in value; $7,175/yr in principal paydown compounds ownership stake. Total projected return: $323,531.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $412 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,614 |
| Total Monthly Debt Service | $4,892 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11783, Seaford, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,419 (100%) |
| Owner Occupied HU | 6,630 (89.4%) |
| Renter Occupied HU | 565 ( 7.6%) |
| Vacant Housing Units | 224 ( 3.0%) |
| Median Home Value | $656,191 |
| Average Home Value | $711,163 |
Housing Distribution
Address Breakdown
Residential
7,200
Single Family
7,088
Multi-Family
112
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11783, Seaford, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,419 (100%) |
| Owner Occupied HU | 6,630 (89.4%) |
| Renter Occupied HU | 565 ( 7.6%) |
| Vacant Housing Units | 224 ( 3.0%) |
| Median Home Value | $656,191 |
| Average Home Value | $711,163 |
Housing Distribution
Address Breakdown
Residential
7,200
Single Family
7,088
Multi-Family
112
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices