204 S Serrano AveLos AngelesCA90004
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 204 S Serrano Ave, Los Angeles, CA, 90004 in Los Angeles fits: $1,195,000, 3.89% gross yield, and a projected 5% annual appreciation rate adding $330,156 in value within five years. Rental yield 3.89%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.72) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,006/yr in principal paydown and $330,156 in appreciation project a total return of $226,483.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 4.1% |
| Monthly Cash Flow | $(3,522) | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,870 |
| Total Monthly Debt Service | $6,917 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1916
5,499 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90004, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,518 (100%) |
| Owner Occupied HU | 3,973 (15.0%) |
| Renter Occupied HU | 20,281 (76.5%) |
| Vacant Housing Units | 2,264 ( 8.5%) |
| Median Home Value | $1,478,311 |
| Average Home Value | $1,529,648 |
Housing Distribution
Address Breakdown
Residential
24,685
Single Family
8,009
Multi-Family
16,676
Businesses
1,475
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1916
5,499 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90004, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,518 (100%) |
| Owner Occupied HU | 3,973 (15.0%) |
| Renter Occupied HU | 20,281 (76.5%) |
| Vacant Housing Units | 2,264 ( 8.5%) |
| Median Home Value | $1,478,311 |
| Average Home Value | $1,529,648 |
Housing Distribution
Address Breakdown
Residential
24,685
Single Family
8,009
Multi-Family
16,676
Businesses
1,475
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Sterman • Marcus & Millichap
Mls Name: CLAW
Mls ID: #25596475