204 Frances AveSterlingtonLA71280
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 204 Frances Ave, Sterlington, LA, 71280 in Sterlington at $195,000 earns $1,342/mo in rent and nets $134/mo after the $877/mo payment, a 8.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $53,875 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $1,796/yr in principal paydown, total projected return reaches $82,597.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 9.0% |
| Monthly Cash Flow | $134 | $450 |
City averages based on Sterlington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,342 |
| Total Monthly Debt Service | $1,130 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,840 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,840 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NELAR
Mls ID: #218457