20352 Eureka DrSonoraCA95370
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Sonora rental at 20352 Eureka Dr, Sonora, CA, 95370 sits in the solid-income band: 9.89% gross yield, $1,885/mo rent, $470/mo net after the $1,029/mo debt service, DSCR 1.83. Entry price of $228,800 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $63,213 and $2,107/yr in principal reduction bring total cumulative return to $116,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 8.0% |
| Monthly Cash Flow | $470 | $1,500 |
City averages based on Sonora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,885 |
| Total Monthly Debt Service | $1,324 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95370, Sonora, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,030 (100%) |
| Owner Occupied HU | 8,505 (60.6%) |
| Renter Occupied HU | 3,711 (26.5%) |
| Vacant Housing Units | 1,814 (12.9%) |
| Median Home Value | $481,836 |
| Average Home Value | $581,494 |
Housing Distribution
Address Breakdown
Residential
12,056
Single Family
11,235
Multi-Family
821
Businesses
1,270
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95370, Sonora, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,030 (100%) |
| Owner Occupied HU | 8,505 (60.6%) |
| Renter Occupied HU | 3,711 (26.5%) |
| Vacant Housing Units | 1,814 (12.9%) |
| Median Home Value | $481,836 |
| Average Home Value | $581,494 |
Housing Distribution
Address Breakdown
Residential
12,056
Single Family
11,235
Multi-Family
821
Businesses
1,270
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dale Friend • Coldwell Banker Mother Lode RE
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls Provider:
Mls ID: #41084658
Disclaimer: Bay East 2025. CCAR 2025. bridgeMLS 2025. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 2025-02-12 09:20:53 PST.