203 Stone Coal RdVolgaKY41219
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow203 Stone Coal Rd, Volga, KY, 41219 in Volga earns its strong cash-flow label: 16.25% yield, $1,558/mo rent, $858/mo net income, DSCR 3.01. The $115,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $31,772 by year five. Combined with $1,059/yr in principal paydown, total projected return reaches $98,783.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.3% | 5.2% |
| Monthly Cash Flow | $858 | $350 |
City averages based on Volga market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,558 |
| Total Monthly Debt Service | $654 |
| DSCR Ratio | 2.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
9 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41219, Flatgap, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 882 (100%) |
| Owner Occupied HU | 643 (72.9%) |
| Renter Occupied HU | 132 (15.0%) |
| Vacant Housing Units | 107 (12.1%) |
| Median Home Value | $118,339 |
| Average Home Value | $136,198 |
Housing Distribution
Address Breakdown
Residential
837
Single Family
837
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
9 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41219, Flatgap, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 882 (100%) |
| Owner Occupied HU | 643 (72.9%) |
| Renter Occupied HU | 132 (15.0%) |
| Vacant Housing Units | 107 (12.1%) |
| Median Home Value | $118,339 |
| Average Home Value | $136,198 |
Housing Distribution
Address Breakdown
Residential
837
Single Family
837
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices