203 N Bridge StJeffersonTX75657
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 203 N Bridge St, Jefferson, TX, 75657 in Jefferson is narrow, $182/mo net on $1,099/mo rent after the $580/mo debt service, but the property operates at break-even-plus, not a loss. At $129,000 with a 10.23% yield, the long-run equity case via 5% appreciation ($35,640 over five years) and $1,188/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.89 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $61,164.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $182 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,099 |
| Total Monthly Debt Service | $866 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75657, Jefferson, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,176 (100%) |
| Owner Occupied HU | 2,660 (63.7%) |
| Renter Occupied HU | 772 (18.5%) |
| Vacant Housing Units | 744 (17.8%) |
| Median Home Value | $154,412 |
| Average Home Value | $203,188 |
Housing Distribution
Address Breakdown
Residential
3,785
Single Family
3,761
Multi-Family
24
Businesses
411
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75657, Jefferson, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,176 (100%) |
| Owner Occupied HU | 2,660 (63.7%) |
| Renter Occupied HU | 772 (18.5%) |
| Vacant Housing Units | 744 (17.8%) |
| Median Home Value | $154,412 |
| Average Home Value | $203,188 |
Housing Distribution
Address Breakdown
Residential
3,785
Single Family
3,761
Multi-Family
24
Businesses
411
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices