301 County Road 1764LindenTX75563
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.55% gross rental yield, 301 County Road 1764, Linden, TX, 75563 in Linden is priced for capital growth, not immediate cash flow. The $319,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $88,382 by year five, with $2,946/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.66) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $37,103.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.2% |
| Monthly Cash Flow | $(1,329) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $946 |
| Total Monthly Debt Service | $2,148 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2017
34.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75563, Linden, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,168 (100%) |
| Owner Occupied HU | 1,386 (63.9%) |
| Renter Occupied HU | 428 (19.7%) |
| Vacant Housing Units | 354 (16.3%) |
| Median Home Value | $154,348 |
| Average Home Value | $213,166 |
Housing Distribution
Address Breakdown
Residential
1,624
Single Family
1,600
Multi-Family
24
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2017
34.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75563, Linden, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,168 (100%) |
| Owner Occupied HU | 1,386 (63.9%) |
| Renter Occupied HU | 428 (19.7%) |
| Vacant Housing Units | 354 (16.3%) |
| Median Home Value | $154,348 |
| Average Home Value | $213,166 |
Housing Distribution
Address Breakdown
Residential
1,624
Single Family
1,600
Multi-Family
24
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices