203 Ivory DrStephens CityVA22655
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 203 Ivory Dr, Stephens City, VA, 22655 in Stephens City earns a 9.13% gross yield at $425,000. Rent of $3,233/mo nets $679/mo after the $1,911/mo mortgage. The 1.69 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $117,420 and $3,914/yr in equity accumulation project a total cumulative return of $205,331.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $679 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,233 |
| Total Monthly Debt Service | $2,371 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22655, Stephens City, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,040 (100%) |
| Owner Occupied HU | 6,878 (76.1%) |
| Renter Occupied HU | 1,848 (20.4%) |
| Vacant Housing Units | 314 ( 3.5%) |
| Median Home Value | $382,840 |
| Average Home Value | $409,281 |
Housing Distribution
Address Breakdown
Residential
8,677
Single Family
8,671
Multi-Family
6
Businesses
355
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22655, Stephens City, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,040 (100%) |
| Owner Occupied HU | 6,878 (76.1%) |
| Renter Occupied HU | 1,848 (20.4%) |
| Vacant Housing Units | 314 ( 3.5%) |
| Median Home Value | $382,840 |
| Average Home Value | $409,281 |
Housing Distribution
Address Breakdown
Residential
8,677
Single Family
8,671
Multi-Family
6
Businesses
355
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #VAFV2040406