203 E 5th StDodd CityTX75438
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 203 E 5th St, Dodd City, TX, 75438 in Dodd City hard to pass up. The 18.32% gross yield on a $125,000 purchase results in $1,908/mo in rent and $1,019/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.40). Annual cash flow of $12,229, five-year appreciation of $34,535, and $1,151/yr in equity build-up combine for a projected total cumulative return of $113,479.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18.3% | 6.2% |
| Monthly Cash Flow | $1,019 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,908 |
| Total Monthly Debt Service | $839 |
| DSCR Ratio | 2.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2008
7,143 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75438, Dodd City, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 396 (100%) |
| Owner Occupied HU | 291 (73.5%) |
| Renter Occupied HU | 59 (14.9%) |
| Vacant Housing Units | 46 (11.6%) |
| Median Home Value | $239,583 |
| Average Home Value | $362,835 |
Housing Distribution
Address Breakdown
Residential
337
Single Family
337
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2008
7,143 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75438, Dodd City, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 396 (100%) |
| Owner Occupied HU | 291 (73.5%) |
| Renter Occupied HU | 59 (14.9%) |
| Vacant Housing Units | 46 (11.6%) |
| Median Home Value | $239,583 |
| Average Home Value | $362,835 |
Housing Distribution
Address Breakdown
Residential
337
Single Family
337
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices